Share Accounts are the Credit Union's primary savings
accounts. Deposits can be made in person, by mail, by
direct deposit or by payroll deduction. Withdrawals are
share makes you a voting member/owner of the Credit
* APY=Annual Percentage Yield. APY may be lower than rate
depending on the average daily balance in the account for the dividend
period. Fees may reduce earnings.
Dividend rates paid 3rd quarter of 2016. Rate subject to change.
What kinds of
accounts are there?
Single and Joint
(a) A single account is
operated by one member only.
(b) A joint account is an account held by one member and
any other person. A joint account requires signatures of
both members on the membership card. Either member may
deposit and/or withdraw savings from the account.
Each member account is
insured to $250,000 by the NCUA. Dividends are posted quarterly.** Call for current rates
A Christmas Account is a great way to save for
Holiday Shopping. You may open a Christmas account in
addition to your original savings account. Funds are
distributed each year in early October.
Vacation Savings Account
Vacation Savings Accounts are a great place to
save for your vacations or just a place to put money for a rainy
day. Vacation Savings accounts earn dividends like other accounts
and deposits and withdrawals can be done at any time.
Planning on long-term
saving? Check out our Share Certificate of Deposit (CD) rates.
If you're interested in
other savings for retirement, education, first mortgage
and more, consider one of our IRA's.
** A member will lose dividends if the account is closed
before accrued dividends are credited. Minimum balance of $200 is
required to earn dividends.